Here’s a draft of terms and clauses addressing market risk and investor liability:

### *Market Risk Disclaimer and Investor Responsibility*

*1. Risk Acknowledgment*
Investing in financial markets, including stocks, cryptocurrencies, options, forex, futures, and other securities, carries inherent risks. The value of investments may fluctuate, and investors could lose all or part of their capital. Past performance is not indicative of future results.

*2. No Guarantee of Returns*
We do not guarantee any specific outcomes or returns on investments made based on the information provided on this website. The success of investment strategies depends on market conditions and individual decisions.

*3. Investor Liability*
Investors are solely responsible for their investment decisions. Before making any trades, it is essential to conduct thorough research and consider your financial situation, investment objectives, and risk tolerance.

*4. Due Diligence*
The information provided on this website is for educational purposes only and should not be considered as financial advice. Investors are encouraged to perform their own due diligence and consult with a licensed financial advisor if needed.

*5. No Liability*
We shall not be held liable for any losses or damages incurred as a result of using the information provided on this website. All investment decisions are made at the investor’s own risk.

*6. Platform and Broker Selection*
While we provide insights into various trading platforms and brokers, the ultimate selection and use of these platforms are the responsibility of the investor. We do not endorse or recommend any specific platform, and we advise users to carefully evaluate their options.

*7. Changes and Updates*
Market conditions and regulations may change, and we reserve the right to update or modify the content on this website without prior notice. Investors should stay informed of current market conditions and review our terms regularly.

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This draft ensures that investors are aware of the risks involved and emphasizes their responsibility in making informed decisions.